Best health insurance policies to look forward to in 2023

Best health insurance policies to look forward to in 2023

The new year begins with new possibilities and new promises that one can make for oneself and one’s loved ones. So why not get a suitable health insurance policy in 2023 which not only funds your emergency medical needs but also enables you and your family to get the best medical treatment possible with the ease cashless payment.

All of this can only happen if you have a comprehensive health insurance policy so that you can enjoy some degree of control and get some security for you and your family.

To help you choose the most suitable health insurance plan, we have analyzed some health insurance policies that offer countless benefits, wide sum insured options with fewer sub-limits and hidden costs.

Aditya Birla Activ Health + Multiply Fit Combo

Aditya Birla Activ Health + Multiply Fit Combo is one of the best policies one can buy in 2023. This policy not only provides very comprehensive coverage but also emphasizes fitness, wellness and the rewards. Aditya Birla Activ Health + Multiply Fit Combo is a brand new age plan that offers great discounts and reward points that reduce premium liability and also encourage policyholders to implement healthy habits.

The plan comes in two variants that offer total insured coverage up to INR 2 crore. The policyholder will receive the benefit of double the sum insured if there is no claim premium. Along with the basic coverage, the plan also provides coverage for mental illness, obesity treatment, and home medical care. Enjoy various cashback and discount offers up to 25% on various lifestyle, travel and entertainment partners such as Amazon, PVR, Uber and Zomato.

Supreme Care

The Care Supreme plan can be another good choice if you are planning to buy a health insurance policy in 2023. You can buy this policy for yourself or also cover your family members.

The Care Supreme plan has no sub-limits on AYUSH treatment and advanced treatments such as robotic surgery. However, it provides for unlimited recharging of the sum insured for the treatment of these same illnesses.

Under this plan, the insured will have coverage for up to a 500% increase in sum insured in cumulative super feature bonus. Moreover, the policy also guarantees your fitness by giving unlimited access to online fitness and wellness and nutritionist sessions. The policy also offers up to 30% premium renewal discount and a premium payment option based on the city in which they live.

Bajaj Allianz Health Plan Infinity

The Bajaj Allianz Health Infinity plan is one of the best individual policies where one can cover themselves with their immediate family. This plan has no sub-limits on the insured amount. Also, with this plan, Bajaj Allianz pioneered the concept of choosing health insurance based on room rent per day. The daily room rental options available under the policy range from INR 3,000 to INR 50,000. There is also extensive road ambulance coverage which is INR 5,000 per hospitalization.

The policy covers hospitalization, pre- and post-hospitalization care, day care, preventive health check-up without sub-limits.

Reliance Health Gain Insurance

Reliance Health Gain policy is a solid plan for individuals as well as families that offers comprehensive coverage up to INR 3 crore. The policy offers benefits such as sum insured restoration, double coverage, no rent ceiling, extended coverage of treatment costs related to hospitalization expenses, home care, and pre and post coverage. -hospitalization.

If a covered critical illness is detected, the policy also waives the renewal premium for that year. The policyholder can also offer up to 100% of the sum insured on modern treatment surgeries such as laser or robotic surgeries.

The Reliance Health Gain policy has three sub-plans: Plus, Power, and Prime. With no age limit for sum insured up to INR 3 lakh, this policy is ideal for elderly people, who are devoid of a medical policy due to high age brackets.

Niva Bupa Reassures

Niva Bupa ReAssure is a comprehensive and comprehensive health insurance plan, which one can definitely buy in 2023. This policy offers the sum insured up to INR 1 crore. The policy offers many benefits such as restoration on the sum insured and the reminder benefit which doubles the coverage of the sum insured in two claim-free years.

The policyholder can also get a 30% discount on the renewal premium payment by collecting health points on the Niva Bupa Health app. This plan also provides coverage for inpatient treatment costs with no cap on room rent, day care, modern treatments, AUSH coverage, organ transplant costs as well as home care. The policyholder can also benefit from broader cover for emergency road and air ambulances.


As we have seen, a health insurance policy offers a host of useful coverage if you choose a plan that is most ideal for you and the family’s needs. To make the best choice and get 2023 off to a good start, opt for the mutual insurance company that inspires hope for the future and helps you in times of need.

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